Bread Help Center

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Top Questions

Does Bread® report to the credit bureaus?

Yes, Bread reports repayment information to TransUnion.

Does checking out with Bread impact my credit score?

Once you have taken out a loan, Bread may report repayment information about your...

My cancellation or return does not reflect on my Bread account. What should I do?

Once the merchant receives and processes your cancellation or return, a partial or full...

Does Bread® accept FSA or HSA payment cards for payment?

Bread does not currently accept FSA or HSA payment cards because we are not...

Am I eligible to buy with Bread®?

U.S. residents over the age of 18 (or over 19 for Alabama or Nebraska...

Can I change the terms of my loan?

You will not be able to adjust loan terms selected after you have checked...

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