Improve Loyalty

Use actionable data insights from Bread to boost conversion and increase customer lifetime value.
  • Capture More Data

    Get actionable data and insights from Bread to understand how best to leverage financing across your site to boost AOV and lift LTV.
  • Robust Reporting

    Bread partners and integrates with numerous marketing, data, and email platforms so you can easily extend Bread across the entire customer lifecycle.

Lift Marketing

Leverage Bread as part of your marketing and promote financing in email campaigns, social media, and on your homepage.
  • Promote 0% APR

    Offer a promotional 0% APR to drive sales lift and conversions.
  • Cross Sell Products

    Retarget customers who have been pre-qualified for Bread® financing to introduce cross sell and upsell opportunities.

Drive Retargeting

Re-engage with shoppers by sending them personalized retargeting offers.
  • Email Remarketing

    Include custom ‘as low as’ monthly pricing within cart abandonment messages to remove price hurdles.
  • Flexible API

    Integrate Bread’s robust API to incorporate actionable insights into your marketing and retargeting strategies.

E-Commerce Integrations

“The Bread team was 100% committed to our success and worked with us to implement a seamless user experience that matched our brand,” said Tisdale. “We saw immediate results and love the ability to offer our customers an honest and affordable financing option.”
Corey Tisdale
COO of
Read the case study
Since launching Bread, has seen a 9.5% increase in their overall conversion rate.

Get the answers to your questions
about e-commerce financing

Businesses choose Bread because our unique full-funnel, white-label approach consistently outperforms other solutions in terms of unlocking revenue and boosting AOV and customer lifetime value.

All of Bread’s financing solutions are designed to be simple and fair, and to treat your customers with dignity. Customers make equal monthly payments until their loan is repaid. Shoppers are reminded of their due date each month, and there is no penalty for early repayment.

With Bread, you are paid upfront in full, minus a merchant discount fee, within three (3) business days of requesting settlement. You do not take on the credit risk and fraud risk in most instances.

Yes, Bread has robust white label capabilities that have been proven to drive higher conversions for our partners. With Bread you can customize the placement, aesthetics, and branding of financing across your site, including the application experience.

Bread partners with great brands selling direct to consumers (not to businesses) across many industries, from home goods to auto parts to fine jewelry. Bread’s solutions focus on financing durable goods rather than services. We support online, phone, and in-store sales channels with best-in-class technology and an outstanding service organization. Contact a member of our team to see how Bread can help your organization.

Bread powers financing solutions
that increase sales for retailers.

The Bread® solution includes easy-to-understand financing options, flexible terms, and
all of the tools you need to let your customers pay over time. Contact us today to see
how Bread can help you attract, convert, and retain more customers.