Full-Funnel Integration

Give your shoppers access to greater purchasing power with the ability to pre-qualify for financing and check out from any page on your site.
  • Offer Financing on Any Page

    Your shoppers can discover, pre-qualify, and check out from anywhere—your homepage, category page, product page, cart, or checkout.
  • Dynamic “As Low As" Pricing

    Transform pricing using the shopper’s personalized per-month price to boost sales and increase average order value.

Real-Time Decision

Let your shoppers pre-qualify in seconds without ever leaving your site, giving them a seamless and frictionless experience.
  • Shoppers can get their rate by entering just a few pieces of information, all without affecting their credit.
  • Your shoppers learn if they are pre-qualified and understand their purchasing power in real time.
  • Bread doesn’t take the shopper off the page or redirect to another site, ensuring a smooth user experience.

E-Commerce Integrations

“Bread understands digital marketing better than most financing companies, says Nealon. “While RTA Cabinet Store’s reputation for design and customer service are already unparalleled, adding financing to the mix helps ensure customers get exactly what they want and on terms that make it extremely affordable.”
Gary Nealon
Founder of RTA Cabinet Store
Read the case study
Since implementing Bread, RTA Cabinet Store has seen a 142% lift in revenue attributed to financing.

Get the answers to your questions
about e-commerce financing

Businesses choose Bread because our unique full-funnel, white-label approach consistently outperforms other solutions in terms of unlocking revenue and boosting AOV and customer lifetime value.

All of Bread’s financing solutions are designed to be simple and fair, and to treat your customers with dignity. Customers make equal monthly payments until their loan is repaid. Shoppers are reminded of their due date each month, and there is no penalty for early repayment.

With Bread, you are paid upfront in full, minus a merchant discount fee, within three (3) business days of requesting settlement. You do not take on the credit risk and fraud risk in most instances.

Yes, Bread has robust white label capabilities that have been proven to drive higher conversions for our partners. With Bread you can customize the placement, aesthetics, and branding of financing across your site, including the application experience.

Bread partners with great brands selling direct to consumers (not to businesses) across many industries, from home goods to auto parts to fine jewelry. Bread’s solutions focus on financing durable goods rather than services. We support online, phone, and in-store sales channels with best-in-class technology and an outstanding service organization. Contact a member of our team to see how Bread can help your organization.

Bread powers financing solutions
that increase sales for retailers.

The Bread® solution includes easy-to-understand financing options, flexible terms, and
all of the tools you need to let your customers pay over time. Contact us today to see
how Bread can help you attract, convert, and retain more customers.