Full-Funnel Integration

Give your shoppers access to greater purchasing power with the ability to pre-qualify for financing and check out from any page on your site.
  • Offer Financing on Any Page

    Your shoppers can discover, pre-qualify, and check out from anywhere—your homepage, category page, product page, cart, or checkout.
  • Dynamic “As Low As" Pricing

    Transform pricing using the shopper’s personalized per-month price to boost sales and increase average order value.

Real-Time Decision

Let your shoppers pre-qualify in seconds without ever leaving your site, giving them a seamless and frictionless experience.
  • Shoppers can get their rate by entering just a few pieces of information, all without affecting their credit.
  • Your shoppers learn if they are pre-qualified and understand their purchasing power in real time.
  • Bread doesn’t take the shopper off the page or redirect to another site, ensuring a smooth user experience.

E-Commerce Integrations

Case Studies

Noemie

Noémie Increases Checkout Volume +200% by Growing with Financing

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INTENSE

Combining the DTC Experience with Financing Drives 32% of Sales

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The Original ScrapBox

+405% Financed Sales After Making the Switch to Bread

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YOLO Board

YOLO Board Catches the Financing Wave and Sees +76% AOV

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Wheelfire

Tire Brand's Total Sales Rise 45% with Financing

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EraGem

EraGem Reimagines the Payment Experience with Financing, Driving 20% of Sales and +172% Revenue

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Digital Storm

Bread’s Full Funnel Integration Lifts AOV 1.5X

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The RTA Store

The RTA Store Increases Average Ticket Size 130%

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BBQ Guys

Financing Turns Up the Heat, Fuels +9.5% Conversion Rate and +32.6% AOV

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Get the answers to your questions
about e-commerce financing

Businesses choose Bread because our unique full-funnel, white-label approach consistently outperforms other solutions in terms of unlocking revenue and boosting AOV and customer lifetime value.

All of Bread’s financing solutions are designed to be simple and fair, and to treat your customers with dignity. Customers make equal monthly payments until their loan is repaid. Shoppers are reminded of their due date each month, and there is no penalty for early repayment.

With Bread, you are paid upfront in full, minus a merchant discount fee, within three (3) business days of requesting settlement. You do not take on the credit risk and fraud risk in most instances.

Yes, Bread has robust white label capabilities that have been proven to drive higher conversions for our partners. With Bread you can customize the placement, aesthetics, and branding of financing across your site, including the application experience.

Bread partners with great brands selling direct to consumers (not to businesses) across many industries, from home goods to auto parts to fine jewelry. Bread’s solutions focus on financing durable goods rather than services. We support online, phone, and in-store sales channels with best-in-class technology and an outstanding service organization. Contact a member of our team to see how Bread can help your organization.

Bread powers financing solutions
that increase sales for retailers.

The Bread® solution includes easy-to-understand financing options, flexible terms, and
all of the tools you need to let your customers pay over time. Contact us today to see
how Bread can help you attract, convert, and retain more customers.