About Us

Bread was built for the digital age of retail. Our transformative point-of-sale financing technologies give our retailers the tools to sell more and to engage more deeply with consumers, continually building value over the lifetime of their relationship.

Bread works with retailers throughout the country to reimagine payments and transform the customer experience. Bread provides white-labeled, customized solutions designed to optimize business impact by putting the retailer’s brand first and empowering consumers via flexible pricing options.

Guiding Principles

Be Good

Focus on our Customers

Think Big

Embrace Compliance

Manage Risk

Have Fun

Our Culture

We’ve fostered a company culture that reflects our partnerships—centered on respect, diversity, hard work, humility, and a unified drive for our mission. We’re upfront about who we are and what we offer our clients, and we encourage a sense of community across our teams to provide the best possible solutions.

We believe in being highly transparent and communicative from the inside out, which allows us to give the highest level of service to our retail partners and their customers. Bread is at the forefront of the retail revolution, improving payments for today and for good.

Our Investors

Come Work With Us

Want to join our growing team? Visit our jobs page to learn more.