
One Platform. More Ways to Pay.
Bread powers personalized pay-over-time solutions that help retailers build stronger consumer connections, grow sales, and improve brand loyalty.

See How You Can Accelerate Growth With Bread

More Shoppers,
More Sales
Grow sales and boost conversions by offering more payment choices that work for every purchase and every cart size.
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Faster
Checkout
Not just a checkout button. Move shoppers more quickly through the shopping journey with a full-funnel experience and instant approvals.
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Wherever Your
Customers Shop
Bread is available everywhere your customers shop—whether they’re online, in-store, or over the phone.
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Our tech,
your design
We’re committed to enhancing your brand, not ours. Customize our tools to match the look and feel of your site.
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“Bread has been a partner for today, and also for tomorrow. They’ve innovated as we’ve innovated. We really appreciate that they understand how important it is for us to deliver the best experience possible, and their willingness to always try new solutions to achieve that.”
Pay-Over-Time Options for
Every Purchase and Every Customer

SplitPay
Let your customers split the cost of their purchase up to $1,000 into 4 equal payments, paid every 2 weeks.
- Not a loan and always 0% interest.
- Won’t impact your customer’s credit score.
- Retailers get paid upfront, your customers pay us over time.

Installments
Let your customers pay for larger purchases over time from 3 to 48 months.
- Offer longer terms and boost AOV.
- Let your customers prequalify from any page on your site.
- Provide shorter credit application and instant approvals.
Join Our Growing Network of Retail Partners





“We wanted to offer a solution to help our customers turn their outdoor kitchen dreams into a reality. With Bread, our customers can get the grill they love now and pay in low monthly installments that best fits their budgets.”
Bread powers personalized payment solutions that
increase sales for retailers.
Bread offers easy-to-understand payment options, flexible terms, and all of the tools you need to let your customers pay over time. Contact us today to see how Bread can help you attract, convert, and retain more customers.
Request a DemoLoans offered through the Bread platform are made by Cross River Bank, a New Jersey state-chartered bank, Member FDIC.
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